Once you find a home you love, the next step is to make an offer. If you’re represented by a real estate agent, this is something they can assist you with. In their offer letters, many buyers focus on the deal they can get on the purchase price. But it’s also a good idea to be clear on what concessions, if any, you plan to ask for.

For example, you may want the seller to chip in a certain amount of money toward the closing costs. If the seller agrees, that’ll affect how much money you’ll need to bring to the closing table. Asking about concessions before you have a contract in place can keep you from being caught off guard down the line.

Source: SmartAsset – Questions First Time Homebuyers Forget to Ask

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